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Uninsured or Underinsured Motorist

Legal Help for Victims of Uninsured or Underinsured Motorists in NC

It is an unfortunate fact of life that many people have no insurance or not enough insurance to pay for the damages of the people they injure in car accidents. There are many drivers who carry no insurance at all. In these cases, it’s valuable to work with a lawyer who understands insurance law and who can investigate other possible sources of recovery. One of the sources may be your own insurance for uninsured or underinsured motorists (UM/UIM).

What to Do If You Were Hit By an Uninsured Driver

You may want to consider these factors under UM/UIM claims:

  • “Your insurance company may have adverse interests.” Unfortunately, once you change from being a premium payer to a claims filer, your relationship with your insurance company can become adversarial.
  • “Failure to file your claim may result in waiving your rights.” There are many pitfalls for people (and even inexperienced lawyers) who file UM/UIM claims. All other sources of coverage must be exhausted before you can file an UM/UIM claim. If your claim is not handled properly, your UM/UIM claim may be denied.
  • “Bad faith claims.” Insurance companies are very experienced in litigating the terms of their UM/UIM policies. While there are specific actions that would enable you to file a bad faith claim (and obtain additional damages), you will likely need the guidance of an experienced attorney to succeed.

Contact Us for Help With Uninsured Motorist Accident Claims

At the law firm of Powers McCartan in North Carolina, our lawyers understand the law when it comes to uninsured and underinsured motorist claims. Our lawyers will serve as zealous advocates to guide you through the complex insurance issues you will face.

Free attorney consultation

We are eager to serve victims of uninsured or underinsured motorists. We offer free attorney consultations on the phone, in the office, or in your home or the hospital if you are unable to travel. We are accessible 24 hours a day through our office phone at (704) 342-4357 or (866) 638-3134. You can also schedule an appointment by completing our simple contact form. Se habla español.